Home First Time Home Buyers Aligning Yourself with Professionals

Aligning Yourself with Professionals

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Aligning Yourself with Professionals

As a consumer about to enter the home-buying arena of selling and buying a home, you surely will have a lot of questions. Where do I start? How much home can I afford? Is my credit good enough? Should I wait until after I buy a home to buy a new car? Which area has the best potential for equity appreciation long-term? Questions like these are very common and can be answered by real estate and mortgage professionals. The most solid foundation you can construct in your quest for purchasing a new home is one that is composed of the relationships you forge with qualified and seasoned professionals. Finding and enlisting the services of a great real estate broker and a great mortgage broker is key here.

Buying a home is a very personal business, just like buying any long-term investment where your relationship with the person recommending them to you will be a long-term one.  As such, you will want to align yourself with someone you will work together well with. Is this person responsive to my calls and emails? Does she spend the time necessary to thoroughly explain concepts to me that are confusing? Does she communicate ideas and concepts clearly and articulate herself well? Does she make product recommendations based on what’s in my best interest or in his? And most importantly, DO I LIKE THIS PERSON?

INTERVIEW 2-3 REAL ESTATE AGENTS AND 2-3 MORTGAGE BROKERS TO DETERMINE WHO YOU BELIEVE IS THE BEST FIT WITH YOUR STYLE AND FINANCIAL GOALS. Following is a list of Real Estate Broker and Mortgage Broker Interview Questions that may help you with this.

1. How long have you been in the business, and what has your track record been within the industry? Tell me about your background and approach to real estate?

    2. What are the names and phone numbers of 2 or 3 prior clients who would recommend you?

   3. What do you consider to be your #1 concern when working with your clients?

   4. Give me your best ideas for how you would structure my offer based on my circumstances so I can maximize my negotiating position?  What loan program is best for me?

   Add any other questions you would like to based on style, ethics, market, product, program or offer-structuring, or anything else for that matter. In today’s market, hiring the right professional for you will make all the difference.

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